Next-gen banking, shaped by you.

We’re building the bank of the future with you. Streamline your savings, track your spending and budget like a pro. This is only the beginning.
Join the Banking Revolution.
Join Debut and help to shape next-gen banking in NZ. Download the Debut App.

Experience New Zealand’s smartest bank in the making.

Debut is building a first-of-its-kind
New Zealand bank shaped by you.
Debut is teaming up with Kiwis like you to rethink what a modern bank could look like in Aotearoa. Together, we are reimagining traditional banking, ditching the fees, and building services that help Kiwis grow their savings and fight inflation. 💪

The Latest from the Spotlight Blog

Illustration of colourful speech bubbles.

Questions from the Debut Community

Let's Discuss
Jun 18, 2024
We dive into common topics and questions from the community, discussing ID verification, cards, bank transfers, our approach to fees and more.
Illustration representing a user account sending money with a paper airplane.

A quick guide to easily top up your Debut account

How To
Jun 18, 2024
Debut is your ultimate financial companion, simplifying your spending, budget management, and savings growth. Keeping your account topped up is just as easy.
Abstract illustration of Savings Sheds filling up.

Reach your savings goals faster

Feature Spotlight
May 22, 2024
Ditch the debt and embrace your goals with Debut's Savings Sheds – the smart way to save for a brighter financial future.
View all Spotlights

What if banking was
invented today?

How could we use technology to help Kiwis become better with money?
Debut is banking on you and your feedback while we build better banking from the ground up. We’re starting with the basics, so we can be intentional about how to deliver the best experience and value for our customers.
We want to hear from you.
We believe banks should help Kiwis to grow their money.

We’re on a mission to put
1 billion dollars back in the pockets of New Zealanders!

We want to see more Kiwi dollars staying in New Zealand, helping Kiwis thrive.
Banks in New Zealand are earning at an all-time high, but most of the profits end up going overseas. Even less goes back into helping customers grow their money. We want to change that with Debut by creating a New Zealand bank that benefits all Kiwis.
Banking that’s better for all of us.
Better banking prioritises a positive customer impact over profits alone. Smarter banking gives customers a financial advantage while simultaneously building a sustainable banking business.
Effortless earnings for everyone 🤑
Money in your account shouldn’t just sit idle. If your money isn’t growing, it’s losing buying power from inflation.
Join the banking revolution

Debut does
things differently.

We’re not like other banks.
Though, technically, we’re not
a bank (yet), but one day…
While you’ll find many of the same services offered by traditional banks at Debut, you’ll also find a few they don’t, and we plan to add many more. Debut is breaking the mould of traditional banking and building a revolutionary banking service shaped by Kiwi, for Kiwi. How many banks can say that (and really mean it)?
Together, let's think outside of the square. Debut is banking shaped by you.

Getting started is easy-as.

Download Debut for iPhone or Android and open an account in the app.
Whether you’re a Kiwi or new to our shores, getting started with Debut is quick and easy.
Get Debut for iPhone or Android.
Debut is the best way to save, track, budget and understand your money.
We’re doing something that’s never been done in New Zealand. We’re building a bank carefully, thoughtfully and with feedback from our customers. This is only the beginning.
Please note, Debut is not a registered bank under the Banking (Prudential Supervision) Act. This is about our future intentions. Investments with us are not supervised currently by the Reserve Bank of New Zealand.