What’s next on
our roadmap?
That’s up to you.

Explore our roadmap to smarter banking and
share your thoughts. We want to hear from you.

In progress

Universal Interest
Earn compounding interest on every dollar in your Debut account
General, Growth
Active Growth Account
Fight inflation and see your savings grow.
Savings Sheds
Grouped Transactions
See previous transactions from the same payee.
Automatic Budgeting Tracking and Suggestions
Get notified when spending nears the budget threshold. Depending on how much you've gone over, automatically suggest increasing the budget by about 25% more. Staying under budget, can have the opposite loop, whereby sticking well within a budget, can prompt the user if they'd like to reduce this budget further.
Spending, Budgets

Next up

Future Expenses
See expected bills inside of the Timeline
Timeline, General
Change Roundup for Multiple Savings Sheds
Set change rounding on purchases to contribute to more than one Savings Shed at a time.
General, Savings Sheds
Timely Trend Alerts
Identify trends or changes to how you spend
Rainy Day Reserve
Weather the unexpected.
Timeline, General


Custom Categories
Set your own categories and track spending against these.
Spending, General
Dark Mode
It’s Debut after dark. Don’t be scared; you have a torch on your phone.
Design, General
Debut is the best way to save, track, budget and understand your money.
We’re doing something that’s never been done in New Zealand. We’re building a bank carefully, thoughtfully and with feedback from our customers. This is only the beginning.
Please note, Debut is not a registered bank under the Banking (Prudential Supervision) Act. This is about our future intentions. Investments with us are not supervised currently by the Reserve Bank of New Zealand.