Spotlight Blog

On our minds, at the checkout and in the news. Read all about our journey with Debut.

Spending categories showing their respective spend against a set budget.

Budgeting is Easy with Debut

Learn how to set budgets by category and effortlessly track your spending in Debut.

Spending category icons hover over a wallet with a multicolour design.

Saving Money with the 70/20/10 Rule

How much of your pay should go towards your savings? We take a look at the 70/20/10 Rule and some alternatives.

Debut employs multiple strategies to help you save money faster.

Why Kiwis Save More with Debut

Debut is designed to help Kiwis keep more of their money and help them to grow it quickly. Learn how Debut grows your savings faster.

Using mobile payments at a contactless reader with a Debut Mastercard

Tag On the Bus, Train or Ferry with Debut Mastercard in Auckland

Now you can use your Debut Mastercard to board public transportation in Auckland.

Debut Dream Holiday Challenge, famous landmarks from around the world.

Win up to $10,000 for your Dream Holiday with Debut

Fly for free* on your next epic getaway. Enter Debut’s Dream Holiday Challenge for your chance to win up to $10,000 toward air travel.

A hand holding a Debut Mastercard with contactless waves in a supermarket.

Win $2,000 with Debut & Mastercard: Daily Prize Draw!

Tap and pay with your Debut Mastercard from 28 Oct – 29 Nov to win $2,000 daily.

Abstract, A city seen from above with buses, trains and ferries drawn in simple shapes.

Arriving soon: Your Debut Mastercard is your bus pass.

Get ready to tap and go! Soon, you’ll be able to board a bus in Auckland with just your Debut card or phone.

Debut is the best way to save, track, budget and understand your money.

We’re doing something that’s never been done in New Zealand. We’re building a bank carefully, thoughtfully and with feedback from our customers. This is only the beginning. Money stored with Debut is held in a secure trust in a registered AA- rated NZ-based bank.